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California Dems Introduce Bill to Force Insurance Companies to Disclose Which Homeowners Have Guns

A bill introduced Friday by California Assembly Member Mike Gipson (D) would force insurance companies to provide lawmakers with an annual report highlighting homeowners with guns in their residence.

The bill, AB 3067, says: “This bill would require an insurer, by January 1, 2026, to include questions on an application for homeowners’ or renters’ insurance seeking specified information regarding the presence and storage of any firearms kept in the household, accessory structures, or vehicles kept on the property subject to any applicable insurance policy.”

It continues: “The bill would require an insurer to annually report this information to the Department of Insurance and the Legislature beginning on January 1, 2027, and would prohibit the inclusion of confidential identifying information in the report.”

The bill then provides step-by-step instructions that insurers would be required to follow in order to obtain the information being sought by Assembly Member Gipson and his principal co-author, state Sen. Catherine Blakespear (D):

In addition to existing regulations, an application for homeowners’ or renters’ insurance shall include questions regarding all of the following:

(1) Whether there are firearms kept in the household, including in any accessory structures, and if so, how many.

(2) Whether the firearm, if any, is stored in a locked container in the home, including any accessory structures, while not in use.

(3) The number of firearms kept in a vehicle located on the property subject to the applicable insurance policy, and if any, whether they are stored securely in a locked container while not in use.

AB 3067 is now pending referral to a committee for continuance.

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